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Asst. Manager/Dy. Manager/Manager/Sr. Manager-Credit Back

Vacancy
Job Title Asst. Manager/Dy. Manager/Manager/Sr. Manager-Credit
Gender Preference Male
Number Of Vacancy 01
Industry Area Banking/Financial Services/Broking
Key Skills loan,project financing,Business Loan,Retail Loan,credit analysis,risk management tools ,NBFC Loan,Credit Risk Management
Qualification Any graduate
Salary (Per Annum) As per Industry Norms
Work Experience 3+ years
Job Requirement

Level – Asst. Manager/Dy. Manager/Manager/Sr. Manager based on experience & skill-sets

Products                :         Agriculture lending/ Agri Finance

Person Must have good experience with  Credit process related activities in Financial Services entity

 Skills/Specialization/Competency

·         Experience in Credit Risk Management of Banks/NBFC Loan Company/Asset Finance Company is must

·         Well-versed with analysis of financials of MSE entities/Agri project financing in an environment where information opacity is very high

·         Ability to relate/co-relate information, findings during undertaking credit analysis

·         Familiar with early warning signals from credit risk perspectives and usage of relevant tools to identify/categorize customers for better & close monitoring based on the warning signals

·         Familiar with various credit analysis & risk management tools

  Broad role requirement

·         Underwriting of Micro & Small Enterprise (MSE) loan, agri project financing, Business Loan and Retail Loan products under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc.

·         Assist in formulating & implementing Risk Control & Credit Management processes/strategies

·         Manage processing and disbursement of loans for the allocated portfolio

·         Act as internal Process Auditor and reviewer for MSE/project advances

·         Manage allocated NPA and Overdue portfolios

·         Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc.

·         At post approval stage checking of property documents, Legal & Valuation report

·         Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc.

·         Assist in mapping business requirements & coordinating in developing & implementing processes in line with the present guidelines, lead and/or assist selected process initiatives

·         Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks

·         MIS updating and sharing on daily basis for the entire underwriting team for all products

·         Coordination with sales team of various region to resolve discrepancy

·         Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated

·         Make necessary recording and monitor collateral maintenance 

Job Location
Job Country India
Job State / U.T. Maharashtra
Job City Navi Mumbai
Company Profile
Company Name Our Reputed Client
About Company This is  registered as a Non‐Banking Financial Company (NBFC) under Section 45‐1A of the Reserve Bank of India Act, 1934 from the RBI as on March 5, 2013 with its Corporate Office in Mumbai. The company is engaged in the business of financing and facilitating financing for purpose of sale, distribution, marketing of irrigation equipment manufactured by a subsidiary company, to customers in India
Contact Details
Contact Person Sonal Kharwa
Mobile 9998165057
Email ID sonal@miraclehrs.com
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