|Job Title||Credit Manager|
|Number Of Vacancy||1|
|Industry Area||Non‐Banking Financial Company|
|Key Skills||Credit Risk Management/ NBFC Loan Company/Asset Finance Company/ Credit Process|
|Salary (Per Annum)||As Per Company Norm|
|Work Experience||3 to 8 Year|
Job Requirement :
Reporting –To Risk & Credit Head.
Level –Asst. Manager/Dy. Manager/Manager/Sr. Manager based on experience & skill-sets
Experience in Credit Risk Management of Banks/NBFC Loan Company/Asset Finance Company is must
Well-versed with analysis of financials of MSE entities/Agri project financing in an environment where information opacity is very high
during Ability to relate/co-relate information, findings undertaking credit analysis
ignals from credit risk Familiar with early warning s perspectives and usage of relevant tools to identify/categorize customers for better & close monitoring based on the warning signals
Familiar with various credit analysis & risk management tools
Broad role requirement
Underwriting of Micro & Small Enterprise (MSE) loan, agri project financing, Business Loan and Retail Loan products under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigates etc.
Assist in formulating & implementing Risk Control & Credit Management processes/strategies
Manage processing and disbursement of loans for the allocated portfolio
Act as internal Process Auditor and reviewer for MSE/project advances
Manage allocated NPA and Overdue portfolios
Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc.
At post approval stage checking of property documents, Legal & Valuation report
Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc.
Assist in mapping business requirements & coordinating in developing & implementing processes in line with the present guidelines, lead and/or assist selected process initiatives
Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks
MIS updating and sharing on daily basis for the entire underwriting team for all products
Coordination with sales team of various region to resolve discrepancy
Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated
Make necessary recording and monitor collateral maintenance
|Job State / U.T.||Maharashtra|
|Job City||Navi Mumbai (Vashi)|
|Company Name||Our Reputed Client|
Company is registered as a Non‐Banking Financial Company (NBFC) under Section 45‐1A of the Reserve Bank of India Act, 1934 from the RBI as on March 5, 2013 with its Corporate Office in Mumbai. The company is engaged in the business of financing and facilitating financing for purpose of sale, distribution, marketing ,to customers in India.
Company is promoted by Netafim Ltd., Israel, which introduced the world’s first drip irrigation system in 1966. It is the pioneer in Drip Irrigation system and developer of world’s first online dripper. Company is the global leader in Smart Drip and Micro‐Irrigation Solutions for a sustainable future with total revenue of around USD 1 bn. Netafim with its 13 manufacturing plants worldwide has the largest share in Global Micro–Irrigation Market. It has 2400 employees across five countries, global network in 31 subsidiaries and Myriad Distributors covering 110 Countries. It is one of the largest micro irrigation companies in the world.About position:
|Contact Person||Khushbu Gaekwad|
|Mobile||9824 966 166|
|Share & Apply|
|Apply Now Back|