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Vacancy
Job Title Credit Manager
Gender Preference Male/Female
Number Of Vacancy 1
Industry Area Non‐Banking Financial Company
Key Skills Credit Risk Management/ NBFC Loan Company/Asset Finance Company/ Credit Process
Qualification Any Graduate
Salary (Per Annum) As Per Company Norm
Work Experience 3 to 8 Year
Job Requirement

Job Requirement :

 Reporting –To Risk & Credit Head.

Level –Asst. Manager/Dy. Manager/Manager/Sr. Manager based on experience & skill-sets  

Skills/Specialization/Competency

Experience in Credit Risk Management of Banks/NBFC Loan Company/Asset Finance Company is must

Well-versed with analysis of financials of MSE entities/Agri project financing in an environment where information opacity is very high

during Ability to relate/co-relate information, findings undertaking credit analysis

ignals from credit risk Familiar with early warning s perspectives and usage of relevant tools to identify/categorize customers for better & close monitoring based on the warning signals

Familiar with various credit analysis & risk management tools

Broad role requirement

Underwriting of Micro & Small Enterprise (MSE) loan, agri project financing, Business Loan and Retail Loan products under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigates etc.

Assist in formulating & implementing Risk Control & Credit Management processes/strategies

Manage processing and disbursement of loans for the allocated portfolio

Act as internal Process Auditor and reviewer for MSE/project advances

Manage allocated NPA and Overdue portfolios

Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc.

At post approval stage checking of property documents, Legal & Valuation report

Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc.

Assist in mapping business requirements & coordinating in developing & implementing processes in line with the present guidelines, lead and/or assist selected process initiatives

Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks

MIS updating and sharing on daily basis for the entire underwriting team for all products

Coordination with sales team of various region to resolve discrepancy

Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated

Make necessary recording and monitor collateral maintenance

Job Location
Job Country India
Job State / U.T. Maharashtra
Job City Navi Mumbai (Vashi)
Company Profile
Company Name Our Reputed Client
About Company

About Company

Company  is registered as a Non‐Banking Financial Company (NBFC) under Section 45‐1A of the Reserve Bank of India Act, 1934 from the RBI as on March 5, 2013 with its Corporate Office in Mumbai. The company is engaged in the business of financing and facilitating financing for purpose of sale, distribution, marketing ,to customers in India.

Company is promoted by Netafim Ltd., Israel, which introduced the world’s first drip irrigation system in 1966. It is the pioneer in Drip Irrigation system and developer of world’s first online dripper. Company is the global leader in Smart Drip and Micro‐Irrigation Solutions for a sustainable future with total revenue of around USD 1 bn. Netafim with its 13 manufacturing plants worldwide has the largest share in Global Micro–Irrigation Market. It has 2400 employees across five countries, global network in 31 subsidiaries and Myriad Distributors covering 110 Countries. It is one of the largest micro irrigation companies in the world.About position:

Contact Details
Contact Person Khushbu Gaekwad
Mobile 9824 966 166
Email ID khushbu@miraclehrs.com
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